Parties. FinanceLeads.io ("FinanceLeads") and the company buying leads ("Buyer").

Specification. Verticals, states, filters, caps, exclusivity and pricing are set in a written insertion order.

Licensing. Buyer confirms it holds all licenses required to offer its products in each state it buys leads for, and will notify FinanceLeads of any change.

Billing. Buyer prepays a balance. Accepted leads, calls and transfers are deducted at the agreed price.

Returns. Buyer may return leads within 72 hours for invalid phone, fake information, duplicate, or outside agreed filters.

Compliance. Buyer will contact consumers in compliance with all applicable laws and will honor opt-outs.

No resale. Buyer will not resell or share leads without written permission.

Term. Either party may end this agreement with 7 days' written notice. Unused prepaid balance is refunded within 30 days, less amounts owed.