Turn declined applicants into revenue.

How it works

Step 1: Update your consent

Your application's consent language discloses that declined applicants may be matched with partners offering debt relief or other financial products.

Step 2: Post declines in real time

Declined applications post to us through a simple API or webhook, or through your ping tree.

Step 3: We match and route

Each borrower is matched to the product they fit: debt relief, a different lender, or another offer.

Step 4: You get paid

Revenue share or a fixed price for each accepted lead, paid monthly, net 30.

Why it helps borrowers too

A decline is a dead end for the borrower. Routing them to a debt relief program or a lender with a different credit box gives them another option instead of nothing.

Compliance built in

We'll review your consent language before any data moves, and we only route borrowers whose consent covers the offer. Every transfer is logged.